Unsecured credit

Personal loan

Flexible funds for life events, with a document list you can finish in one visit.

Brief introduction

A personal loan is useful when you need money quickly for medical treatment, a wedding, travel, education shortfall or debt consolidation, without pledging a house. Approval depends on income stability, existing obligations and a clean banking record.

Balaji Finance Pune helps you choose a tenure that keeps EMI realistic and prepares the file so lenders do not send it back for missing papers.

Apply for this loan
Planning personal finances

Documents required

  • KYC: Aadhaar, PAN and passport-size photograph
  • Address proof if Aadhaar address is not current
  • Salary slips or ITR with computation
  • Bank statements for last 6 months
  • Form 16 or employment letter for salaried applicants
  • Cancelled cheque or bank passbook copy

Good to know

  • No property mortgage is taken for a standard personal loan
  • A co-applicant can strengthen a thin income profile
  • We discuss charges before you sign